FTC flagged this as illegal in March 2026

Did the dealer charge more than the advertised price?

You're not imagining it — and you're not alone. Document the gap between what was listed and what you paid. Your report helps other buyers in DFW know before they go.

What counts as a price discrepancy?

A discrepancy is when the pre-tax price you were quoted or charged for a vehicle was higher than the price listed on the dealer's website or advertisement — for reasons beyond standard doc fees and government taxes.

The rule is simple: the price you see online should be the price you pay at the table, before tax. If it's not — and the reason isn't a standard doc fee or a government charge — that's a discrepancy worth reporting.
Common discrepancy
Dealer-added accessories baked in
Paint protection, nitrogen tires, VIN etching, or window tint added to the vehicle and included in the sale price without being in the advertised price — and without a genuine option to remove them.
Common discrepancy
Price only applies with dealer financing
The advertised price was only available if you financed through the dealer's preferred lender. Paying cash or using your own bank resulted in a higher price.
Common discrepancy
Market adjustment or "ADM" added at signing
A market adjustment or additional dealer markup appeared on the contract that was not disclosed in the online listing or during earlier negotiations.

How to submit a price discrepancy report

The process takes about 3 minutes. You can attach documentation — a screenshot of the listing, your purchase agreement, or a photo of the window sticker. Everything is anonymous.

1
Find the dealership
Search by name or city on DealerSurface. Every DFW franchised dealer is in our database. Select the store you visited.
2
Describe what happened
Tell us the advertised price, what you were charged, and why the difference occurred. Be as specific as you can — exact dollar amounts and dates help.
3
Attach documentation (optional)
Upload a screenshot of the listing, your purchase agreement, window sticker, or dealer invoice. Optional but adds significant weight to your report.
4
We review and publish
Your report is reviewed before publishing. Once live, it appears on the dealer's DealerSurface profile — anonymously. The dealer is never told who submitted it.

Frequently asked questions

Is it legal for a car dealer to charge more than the advertised price?

No. The FTC considers it an unfair or deceptive act under Section 5 of the FTC Act when a dealer advertises a price but charges more at the point of sale. In March 2026, the FTC sent warning letters to 97 dealer groups specifically citing this as illegal. The advertised price must be the price consumers pay, excluding only required government charges like sales tax and registration fees.

What about the doc fee — is that included in the advertised price?

The FTC's current position is that mandatory dealer fees — including doc fees — should be included in the advertised price. Standard, disclosed doc fees are not typically the focus of enforcement, but undisclosed fees and add-ons absolutely are. DealerSurface focuses on the gap between the listed vehicle price and what buyers are actually charged for the vehicle itself, before tax.

Will the dealership know I submitted a report?

No. DealerSurface never contacts dealerships, never notifies them of reports, and never shares the identity of who submitted. Your name does not appear anywhere on the platform. Reports are anonymized before publication.

Should I also file a complaint with the FTC?

Yes — if you believe a dealer violated consumer protection law, you should file a complaint at reportfraud.ftc.gov. You can also contact the Texas Attorney General's consumer protection division. DealerSurface reports help other consumers — official complaints contribute to enforcement action.

What if the deal has already closed — can I still report?

Yes. Most reports come from buyers who have already completed the transaction. Your experience is exactly what other buyers need to hear before they visit the same dealership.

Does my report affect the dealer's DealerSurface grade?

Price discrepancy reports are evaluated as part of the Price Integrity pillar, which carries 35% of a dealer's overall grade. Verified reports with documentation are weighted more heavily than unverified ones.

Your report protects the next buyer.

Takes 3 minutes. Completely anonymous. Reviewed before publishing. The dealer is never told who submitted it.

🔒 Your identity is never shared with the dealership.